Relax Gaming · measured RTP 90.7% · tested 2026-10-28
Money Cart 3
Money Cart 3 pays only through its re-spin feature, so 9,036 of run one's 10,000 spins paid nothing; over three demo runs and 30,000 rounds its RTP was 90.7%, below a declared 96%.
In numbers: the lab's RTP test on the official demo server measured 90.7% against 96% declared over 30,000 logged rounds in 3 runs; 9.8% of rounds paid; a natural bonus landed once per 10 rounds (2,935 in total) and a bonus round paid a median 4.5x the stake, mean 9.3x, trigger spin included; the biggest round paid 492.4x; the longest dry run was 69 spins.
Same series: Money Cart, Money Cart 2, Money Cart 4 — each tested separately
Money Cart 3 demo
Same reels, real payouts
Cafe Casino runs the same Money Cart 3 with the same math and adds a welcome bonus for players from the United States:
300% up to $2,000 + 150 FS 18+ · T&Cs apply · the demo stays freeTest card
30,000 spins · FUN 2.00 bet · every request logged
| Spins | 30,000 · 3 runs |
| Bet | FUN 2.00 |
| RTP declared | 96.00% |
| RTP measured | 90.65% (approximate 95% CI 82.4–98.9) |
| Hit frequency | 10% · every 10.22 |
| Dead streak max / avg | 69 / 10.18 |
| Median hit | 4.50x |
| Max win (no bonus round) | none · bonus reels only |
| Respin bonuses, natural | 2935 · 97.8 bHz · every 10.2 spins · mean complete bonus payout 9.3x stake |
| Balance start → end | 5,000 → -609 |
- 012026-09-2410,000 rounds · 0 buysfiles & checksums ↓85.17%RTP4 files · SHA-256 ↓
- 022026-10-1510,000 rounds · 0 buysfiles & checksums ↓104.44%RTP4 files · SHA-256 ↓
- 032026-10-2810,000 rounds · 0 buysfiles & checksums ↓82.35%RTP4 files · SHA-256 ↓
each run keeps its own spin log, CSV and raw server journal with checksums; the figures on this card combine all runs
Re-spins on video
natural trigger · 2935 in 30,000 spins
A re-spin round triggered on the fourth recorded spin ran 24 re-spins, collected 44 coins and paid FUN 8.80. Recorded in a separate browser session, outside the statistical samples.
Across all 3 runs the 2935 natural bonuses split into 2722 under 20x, 152 between 20x and 50x, 39 between 50x and 100x and 22 at 100x or more, and together they made up 100% of everything the game returned. The wait between two triggers ran from 1 to 70 spins. Payout figures here cover the complete bonus, in ordinary stakes.
A Money Cart 3 round is extended only by its counter: each new symbol puts it back to three re-spins, gold Persistent symbols act on empty spins without resetting it, and rounds that ran past their opening three re-spins are what the retrigger figure counts.
- triggers 2935 1 per 10 spins
- every 10 spins gaps 1 to 70
- mean 9.3x complete bonus median 4.5x stake
- best 492.4x run 2 · round 1066
- respins per bonus 14.9 3 to 53 observed
- 01run 2 · round 106617 spins492.4x
- 02run 1 · round 184919 spins394.3x
- 03run 2 · round 624722 spins376.0x
- 04run 2 · round 502626 spins345.3x
Risk profile
how much bankroll the 3 runs in sequence needed
| 50 bets | bust at spin 115 |
| 100 bets | bust at spin 218 |
| 200 bets | bust at spin 503 |
The runs are played back to back as one series, one bet size. A different session can bust earlier or never; treat this as a measured example, not a rule.
How it plays
15 rules screens from the game
Money Cart 3 has no paying symbols at all: its five reels of four rows spin for coin symbols and the odd gold Persistent symbol, and three or more of them on one drop start the re-spin feature, the only way the game pays. Every symbol that opened the round reveals a value between 1 and 10 coins, where one coin is a tenth of the bet, FUN 0.20 at the FUN 2.00 stake used here; the round starts with three re-spins, each new symbol puts the counter back to three, and when no spin is left the values on the screen are added up and paid.
Filling a reel from top to bottom opens an extra column beside the grid, at most twice in a round, so the board can grow from 20 cells to 28. Apart from those gold symbols, special symbols appear only inside the feature, and each has a job: the Collector adds every visible value to its own, the Collector-Payer picks three to five targets and pays its updated value to each of them, the Sniper doubles three to eight symbols, the Tommy Gun Sniper doubles one symbol two to six times, the Tommy Gun Payer reveals 5 to 100 coins and adds them to one symbol three to ten times, the Necromancer revives two to seven used specials, and the Absorber swallows every plain coin symbol on the reels. Gold versions of the Collector, Sniper, Collector-Payer and Necromancer are Persistent and repeat their action after every spin, a Persistent Shapeshifter becomes a different special each spin, and gold symbols also count towards the three-symbol trigger, acting before the first re-spin.
A round ends early once the values reach 100,000 coins, 10,000x the bet, and that ceiling doubles as the win cap. RTP is set at 96.00%, the feature cannot be bought, and the demo takes bets from FUN 0.10 to FUN 100.
Respin
Sticky symbol
Multiplier
Gallery
6 frames from the demo session
Verdict
Same re-spin pace in three runs
Rounds worth 100 stakes or more numbered seven in run one, ten in run two and five in run three, and the returns ranked the same way: 104.44% for run two, 85.17% for run one and 82.35% for run three. The tops were 394.3 stakes at round 1849, 492.4 at round 1066 and 294 at round 258. The game has no purchase, so every one of the 964, 1,014 and 957 feature rounds came from ordinary FUN 2 spins.
A feature round arrived every 10.37, 9.86 and 10.45 spins, the median round paid 4.5, 4.8 and 4.4 stakes, and rounds averaged 14.9, 15.2 and 14.6 re-spins, while the mean round moved between 8.6 and 10.3 stakes. Of all 2,935 rounds, 2,928 got at least one counter reset after the opening three re-spins.
Pooled, the 30,000 spins returned 90.65% (approximate 95% CI 82.38%–98.92%, the uncertainty of the mean) against the printed 96.00%, and 27,065 of them paid nothing at all.
- None of the 2,935 re-spin rounds in 30,000 spins paid zero
- Twenty-two rounds reached 100 stakes, at least five in each run
- The feature kept a near-constant pace, between once per 9.86 and once per 10.45 spins in each run
- Sixty-one rounds paid 50 stakes or more over the 30,000 spins
- Only the feature pays, so 27,065 of the 30,000 spins returned nothing
- A typical round is small: the pooled median is 4.5 stakes against a 9.27-stake mean
- Sixty-nine spins in a row paid nothing in run three, rounds 8264 to 8332
- Forty-six re-spins in round 6941 of run three returned only 16.9 stakes
Run 01·2026-09-24·85.17%
Nothing in Money Cart 3 pays outside the re-spin feature, which opened 964 times in 10,000 spins at FUN 2.00, once every 10.4 spins; the longest empty run lasted 64 spins (rounds 5555 to 5618). Most rounds were small: the median paid 4.5 bets and the mean 8.8, and 794 of the 964 returned less than the 10.4 bets staked between two triggers on average. The 280 rounds that ended without a single special symbol averaged 2.9 bets.
One special symbol on the final board lifted a round's average to 7.5 bets, two or more to 17.1 and four or more to 34.3. The gold Persistent symbols mattered most: the 25 rounds with a Persistent Shapeshifter averaged 42.9 bets, the 14 with a Persistent Necromancer 41.5, and the 35 rounds that already had a gold symbol among the trigger symbols averaged 34.5 bets against 7.9 for the other 929. The 220 rounds that grew to seven columns averaged 12.6 bets and accounted for 32.4% of all the money.
Round 1849, the best of the series at 394.3 bets, opened with three coin symbols worth FUN 1.20. A Persistent Shapeshifter and a Sniper arrived, two reels filled and opened both extra columns, and over 19 re-spins the total went from 3.00 to 49.20 to 75.40 and finally FUN 788.60, or 3,943 coins. Round 2636 was quicker: a Persistent Sniper sat among the trigger symbols, doubled values after every spin, and nine re-spins took a FUN 2.20 board to 328.20.
Across the series the game returned 85.17% of stake against the printed 96.00%, and the balance finished 1,483 bets down, at its lowest point. Without round 1849 the other 9,999 spins returned 81.24%.
Run 02·2026-10-15·104.44%
Round 1066 took a FUN 2 board to FUN 984.80 in seventeen re-spins, 492.4 stakes, with FUN 472.80 arriving on the thirteenth re-spin and FUN 326.20 on the fifteenth, the largest round of two runs; round 6247 ran 22 re-spins for FUN 752 and round 5026 ran 26 for FUN 690.60. The feature opened 1,014 times in 10,000 FUN 2 rounds, once per 9.86, and since nothing else pays, its FUN 20,888.20 was the whole return: 104.44%, the first sample above the printed 96.00%. Without round 1066 the other 9,999 rounds returned 99.53%.
The median round paid 4.8 stakes and the mean 10.3, with re-spins running from three to 47 and 15.2 on average; two rounds ended on their opening three re-spins and none paid zero. Blank rounds filled 8,986 of the 10,000, the longest dry stretch ran 58 rounds from 3704 to 3761, and the balance's lowest point was 82.7 stakes under the start, so bankrolls of 100 and 200 stakes survived the whole run where 50 stakes lasted 245 rounds.
Run 03·2026-10-28·82.35%
Round 258 set the run's ceiling early: 23 re-spins on a FUN 2 stake closed at FUN 588, 294 stakes, and the nineteenth re-spin alone added FUN 398.80, leaving FUN 547.40 on the board. Round 3606 reached FUN 397.20, 198.6 stakes, over 24 re-spins without a single one adding more than FUN 28.80, and rounds 4423, 1093 and 3080 also reached 100 stakes at 150.4, 141 and 130.3. After round 4423 nothing went higher than the 81.6 stakes of round 6799.
All 957 feature rounds, once per 10.45 spins, paid FUN 16,469 against FUN 20,000 staked, an 82.35% return (approximate 95% CI 70.93%–93.76%); with round 258 set aside the other 9,999 rounds returned 79.41%. The median round paid 4.4 stakes and the mean 8.6, and the balance finished at its lowest point, 1,765.5 stakes below the start, with a 200-stake bankroll gone by round 2253.
Just one round, 9816, stopped on its opening three re-spins, paying FUN 1.60, and rounds 2278 and 2623 also returned less than the FUN 2 bet. A long round was no promise of a big one: round 6941 ran 46 re-spins, the most in the run, for 16.9 stakes, while round 3885 needed nine for 83.1.
Test record
3 runs · 30,000 rounds · 0 buys · open data · closed rig
This game has been through 3 separate test runs on the official demo server, each a fresh session of 10,000 rounds at a fixed bet. Every figure on this page combines the runs into one sample, as if they were one long session; the record below keeps each run apart, with its own numbers and its own downloadable log.
- 30,000rounds, all runs
- 10%rounds that paid
- 492xbiggest round
- 1 / 10natural bonus rate
- 69longest dry streak
01run Run 012026-09-24 measured return85.17%-10.8 pts vs declared
- 95% band
- 72.5–97.8%
- rounds that paid
- 10%
- biggest round
- 394x · round 1,849
- longest dry streak
- 64
- natural bonuses
- 964 · one per 10 rounds
- balance start → end
- 5,000 → 2,034
- deepest drawdown
- 1,486x
02run Run 022026-10-15 lab note measured return104.44%+8.4 pts vs declared
- 95% band
- 86.4–122.5%
- rounds that paid
- 10%
- biggest round
- 492x · round 1,066
- longest dry streak
- 58
- natural bonuses
- 1014 · one per 10 rounds
- balance start → end
- 5,000 → 5,888
- deepest drawdown
- 955x
Run two returned 104.44% after 85.17%, with 1,014 re-spin rounds against 964, a 4.8-stake median against 4.5 and a 492.4-stake round at 1066 where run one peaked at 394.3. The balance never sat more than 82.7 stakes under its start, against a 1,483-stake finish below in run one.
03run Run 032026-10-28 lab note measured return82.35%-13.7 pts vs declared
- 95% band
- 70.9–93.8%
- rounds that paid
- 10%
- biggest round
- 294x · round 258
- longest dry streak
- 69
- natural bonuses
- 957 · one per 10 rounds
- balance start → end
- 5,000 → 1,469
- deepest drawdown
- 2,094x
Five rounds reached 100 stakes in run three, against seven in run one and ten in run two, and its best round sits below both earlier tops of 394.3 and 492.4 stakes. The return, 82.35%, is the lowest of the three after 85.17% and 104.44%, although the feature count, 957 against 964 and 1,014, and the 4.4-stake median, against 4.5 and 4.8, hardly moved.
3 test runs combined into one sample (2026-09-24, 2026-10-15, 2026-10-28): 30,000 ordinary rounds, including naturally triggered features, at a fixed FUN 2 bet; recorded on the official Relax Gaming demo server (jurisdiction MT, RTP profile 96.0%); every request and response logged.
The test rig plays the official demo build over the network and records every server round: bet, win, intermediate steps (cascades, respins), free spins, collect. Screenshots and video were captured in a separate browser session and are not part of the statistical samples. The text was read against the log by an editor before publication. How we test → One test, step by step →
FAQ
5 questions · answered from the log
Has Money Cart 3 reached its 96% RTP over three runs?
No. The three demo runs pool at 90.65% over 30,000 FUN 2 spins, and only run two, at 104.44%, finished above 96.00%; without round 1066 of run two, the other 29,999 spins returned 89.01%.
Which re-spin made round 258 worth 294 stakes?
The nineteenth of its 23: it added FUN 398.80 and left FUN 547.40 on the board, the twentieth added FUN 29.40, and the round closed at FUN 588. No other round of run three paid more.
How steady was the Money Cart 3 feature rate across three runs?
The pooled rate is one round per 10.22 spins, 2,935 in 30,000; run two was the busiest with 1,014 and run three the quietest with 957, at once per 10.45.
Can I skip straight to the re-spins in Money Cart 3?
No. Money Cart 3 has no buy option, so all 2,935 feature rounds came from ordinary FUN 2 spins, with FUN 20.44 of turnover per trigger across the pool, a gross figure that leaves out what those spins paid back.
Does a long re-spin round guarantee a big payout?
No. In run three, round 6941 ran 46 re-spins, the most in that run, and paid 16.9 stakes, while round 4624 paid 68.9 in seven; across the 30,000 spins a round averaged 14.9 re-spins.
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- spins30,000
- bet2.00
- result-2,804x
- RTP measured90.7%
- bonuses2935
- max win, no bonus0.0x














