Relax Gaming · tested 2026-09-24
Money Cart 3
Four in five of the 964 re-spin rounds in this Money Cart 3 review paid less than the ten spins it took to reach them on average, and the demo measured 85.17% RTP with a 394x round at the top.
Test card
10,000 spins · FUN 2.00 bet · every request logged| Spins | 10,000 |
| Bet | FUN 2.00 |
| RTP declared | 96.00% |
| RTP measured | 85.17% (approximate 95% CI 72.5–97.8) |
| Hit frequency | 10% · every 10.37 |
| Dead streak max / avg | 64 / 10.21 |
| Median hit | 4.50x |
| Max win (base game) | none · bonus reels only |
| Respin bonuses, natural | 964 · 96.4 bHz · every 10.4 spins · mean complete bonus payout 8.8x stake |
| Balance start → end | 5,000 → 2,034 |
each run keeps its own spin log, CSV and raw server journal with checksums; the figures on this card combine all runs
Play Money Cart 3 demo
same math as real play · demo balance
Re-spins on video
natural trigger · 964 in 10,000 spinsNatural re-spin round on the fourth media spin: 24 re-spins, 44 coins, FUN 8.80 (tab capture, with sound). Recorded in a separate browser session, outside the statistical samples.
Across the whole run the 964 natural bonuses split into 895 under 20x, 52 between 20x and 50x, 10 between 50x and 100x and 7 at 100x or more, and together they made up 100% of everything the game returned. The wait between two triggers ran from 1 to 65 spins. Payout figures here cover the complete bonus, in ordinary stakes.
There is no separate retrigger: a new symbol resets the counter to three re-spins inside the same round, while gold Persistent symbols act on empty spins without resetting it. The share counts rounds that ran past their opening three re-spins.
- triggers 964 1 per 10 spins
- every 10 spins gaps 1 to 65
- mean 8.8x complete bonus median 4.5x stake
- best 394.3x round 1849
- respins per bonus 14.9 3 to 53 observed
- 01round 184919 spins394.3x
- 02round 912322 spins173.1x
- 03round 26369 spins164.1x
- 04round 375727 spins128.5x
Risk profile
how much bankroll this run needed| 50 bets | bust at spin 115 |
| 100 bets | bust at spin 218 |
| 200 bets | bust at spin 503 |
One run, one bet size. A different session can bust earlier or never; treat this as a measured example, not a rule.
How it plays
15 rules screens from the gameMoney Cart 3 has no paying symbols at all: its five reels of four rows spin for coin symbols only, and three or more of them on one drop start the re-spin feature, the only way the game pays. Every symbol that opened the round reveals a value between 1 and 10 coins, where one coin is a tenth of the bet, FUN 0.20 at the FUN 2.00 stake used here; the round starts with three re-spins, each new symbol puts the counter back to three, and when no spin is left the values on the screen are added up and paid.
Filling a reel from top to bottom opens an extra column beside the grid, at most twice in a round, so the board can grow from 20 cells to 28. Special symbols appear only inside the feature and each has a job: the Collector adds every visible value to its own, the Collector-Payer picks three to five targets and pays its updated value to each of them, the Sniper doubles three to eight symbols, the Tommy Gun Sniper doubles one symbol two to six times, the Tommy Gun Payer reveals 5 to 100 coins and adds them to one symbol three to ten times, the Necromancer revives two to seven used specials, and the Absorber swallows every plain coin symbol on the reels. Gold versions of the Collector, Sniper, Collector-Payer and Necromancer are Persistent and repeat their action after every spin, a Persistent Shapeshifter becomes a different special each spin, and gold symbols also count towards the three-symbol trigger, acting before the first re-spin.
A round ends early once the values reach 100,000 coins, 10,000x the bet, and that ceiling doubles as the win cap. The rules print 96.00% RTP, there is no feature purchase, and the demo takes bets from FUN 0.10 to FUN 100.
Respin
Sticky symbol
Multiplier
Gallery
6 frames from the test
Verdict
Who lands decides the boardThe full series of 10,000 spins at FUN 2.00 returned 85.17% of stake against the printed 96.00%, with the approximate 95% range at 72.5% to 97.8%, and the balance closed 1,483 bets down at the lowest point of the whole series; a 200-bet bankroll would have been empty by spin 503. The feature opened 964 times, once every 10.4 spins, and because nothing else pays, 9,036 spins returned zero; the longest empty run lasted 64 spins, from round 5555 to 5618.
The trouble is the size of an ordinary round. The median feature paid 4.5 bets, the mean 8.8, and 794 of the 964 paid less than the 10.4 bets staked between two triggers on average; 280 rounds ended without a single special symbol on the board and averaged 2.9 bets. Round 1849 at 394.3 bets was the exception, and without it the other 9,999 spins returned 81.24%.
What separates the rounds is who lands on the board. One special lifted the average to 7.5 bets, two or more to 17.1, four or more to 34.3. The gold Persistent symbols mattered most: the 25 rounds with a Persistent Shapeshifter averaged 42.9 bets, the 14 with a Persistent Necromancer 41.5, and the 35 rounds that opened with a gold symbol already among the trigger symbols averaged 34.5 bets against 8.8 for the rest. Extra columns helped too: the 220 rounds that grew to seven columns averaged 12.6 bets and carried 32.4% of all the money.
Round 1849 shows how a board gets there. Three coin symbols opened it at FUN 1.20, a Persistent Shapeshifter and a Sniper arrived, two reels filled and opened both extra columns, and across 19 re-spins the total climbed through 3.00, 49.20 and 75.40 to FUN 788.60, or 3,943 coins. Round 2636 did it faster: a Persistent Sniper sat among the trigger symbols, doubled values after every spin, and nine re-spins took a FUN 2.20 board to 328.20.
- The feature opens once every 10.4 spins, 964 times in 10,000, and every round pays something
- A gold symbol among the trigger symbols lifted 35 rounds to 34.5 bets on average, four times the norm
- Round 1849 reached 394.3 bets after 19 re-spins with both extra columns open
- The 220 rounds that grew to seven columns averaged 12.6 bets and carried 32.4% of all payouts
- 85.17% on the demo versus a printed 96.00%, and 81.24% once round 1849 is taken out
- 794 of the 964 rounds paid less than the average wait of 10.4 bets, and the median was 4.5
- The balance fell 1,483 bets and never turned; a 200-bet bankroll was gone by spin 503
- Without a feature purchase the ten-spin wait is the only door
Test record
10,000 rounds · 0 buys · open data · closed rigOne test run so far: a single session of the base game plus a separate series of bonus purchases on the official demo server, every request and response logged. When the game is tested again, the new run is added here and the figures on this page combine all runs into one sample.
- 10,000rounds logged
- 10%rounds that paid
- 394xbiggest round
- 1 / 10natural bonus rate
- 64longest dry streak
01run
Run 012026-09-24
10,000 rounds at FUN 2.00 · 0 buys · rig 0.6.0 · RTP profile 96.00%
measured return85.17%-10.8 pts vs declared
Run 012026-09-24
10,000 rounds at FUN 2.00 · 0 buys · rig 0.6.0 · RTP profile 96.00%
- 95% band
- 72.5–97.8%
- rounds that paid
- 10%
- biggest round
- 394x · round 1,849
- longest dry streak
- 64
- natural bonuses
- 964 · one per 10 rounds
- balance start → end
- 5,000 → 2,034
- deepest drawdown
- 1,486x
10000 ordinary paid rounds, including naturally triggered features, at a fixed FUN 2.0 bet on the official Relax Gaming demo server (jurisdiction MT, RTP profile 96.0%); every request and response logged; test run 2026-09-24.
The test rig recorded every round on the official demo server. Screenshots and video were captured in a separate browser session and are not part of the statistical samples. This release has completed automated data, content and page checks; human editorial review is pending. How we test →
FAQ
7 questions · answered from the logDemo RTP of Money Cart 3: how far under 96.00%?
Almost eleven points: 85.17% of stake across the 10,000-spin series played at FUN 2.00, and the approximate 95% range runs from 72.5% to 97.8%. Round 1849 at 394.3 bets is the biggest single entry, and with it removed the other 9,999 spins returned 81.24%.
One coin equals how much money?
A tenth of the bet: the indicator above the reels read 1 = 0.20 at the FUN 2.00 stake, plain symbols reveal 1 to 10 coins, and the board on the video closed at 44 coins for FUN 8.80. The cap of 100,000 coins is 10,000 bets.
Three symbols on one drop: how frequent?
About every tenth spin: 964 triggers in 10,000, one per 10.4 on average; the longest dry stretch was 64 spins between rounds 5555 and 5618. Four symbols opened 74 rounds and five symbols 5; 35 rounds had a gold Persistent symbol among the trigger symbols.
Which special symbol paid best?
The Persistent Shapeshifter: 25 rounds with one on the final board averaged 42.9 bets, ahead of the Persistent Necromancer at 41.5 over 14 rounds and the Persistent Collector at 27.1 over 59. The plain Collector was the most common special, on 321 final boards, and those rounds averaged 10.8 bets.
Extra columns: how much do they add?
The 516 rounds that stayed at five columns averaged 6.9 bets, the 228 that opened one extra column 9.6, and the 220 that opened both 12.6; the seven-column rounds carried 32.4% of all the money. No board of the run filled every cell.
Buying the re-spins: an option?
There is none: the demo offers no purchase, and the only way into the re-spins is the ordinary spin at FUN 2.00, which means FUN 20.70 of turnover per trigger on this log; 794 of the 964 rounds paid less than that.
How many re-spins does a round last?
14.9 on average and 14 at the median, from four rounds that ended after the opening three spins to 53 re-spins in round 2404, which still paid only 13.5 bets. Round 1849 needed 19 re-spins for its 394.3 bets and round 2636 just nine for 164.1.















Field notes
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